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The Importance of Understanding Liability Shift. The Successful Liability Shift is a cornerstone of modern e-commerce security. Both merchants and consumers have roles to play in ensuring transactions are protected. By understanding and participating in card enrollment requirements, we can all contribute to a safer online shopping environment.

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Enrolled cards require a successful liability shift in order to ensure that the costs of fraudulent activity are borne by the party that is best able to prevent it. By shifting liability to the merchant or card issuer, these parties are incentivized to adopt and implement the latest and most effective fraud prevention technologies.

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